New Social Security Payment Amounts with 2.5% COLA Increase: Expect More This 2025
Jeanette Moore
Published Jun 23, 2025
Good news for Social Security beneficiaries—your payments are increasing in 2025!
Thanks to a 2.5% Cost of Living Adjustment (COLA), monthly benefits have gone up across the board.
Here’s a breakdown of the new payment amounts, according to the Social Security Administration (SSA).
New Social Security Benefit Amounts in 2025
1. Retired Workers
- All retirees: $1,976 (up from $1,927)
- Married couples (both receiving benefits): $3,089 (up from $3,014)
- Elderly widows/widowers: $1,832 (up from $1,788)
2. Families & Disability Benefits
- Widowed mother with two children: $3,761 (up from $3,669)
- Disabled worker, spouse & children: $2,826 (up from $2,757)
- All disabled workers: $1,580 (up from $1,542)
3. Supplemental Security Income (SSI)
- Individuals: $967
- Couples: $1,450
- Essential persons (those assisting SSI recipients): $484
Maximum Social Security Benefit by Age
The maximum monthly benefit depends on your retirement age:
- 62 (Early Retirement): $2,831
- 67 (Full Retirement Age): $4,018
- 70 (Delayed Retirement): $5,108
Breaking down the benefits scheduled for September:
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- Stimulus Payments September 2025: Which States Will Send Checks This Month?
- SSDI Direct Deposit Dates for September 2025
- TANF Cash Help: When Will the September 2025 Check Be Deposited?
What This Means for You?
This COLA increase helps offset inflation, ensuring beneficiaries maintain their purchasing power.
COLA increased all Social Security payments by 2.5% in 2025, but this affects both average and maximum benefits differently.
Not sure what your exact payment will be? Check the official SSA COLA Fact Sheet to see how 2025 benefits apply to you.
If you receive Social Security, check your updated payment amount through your My Social Security account.
Join us for expert tips, government aid updates, and special offers to help your family thrive. Don’t miss out—start receiving your benefits today!
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