New Social Security Payment Amounts with 2.5% COLA Increase: Expect More This 2025
Jeanette Moore
Published Jan 30, 2025
Good news for Social Security beneficiaries—your payments are increasing in 2025!
Thanks to a 2.5% Cost of Living Adjustment (COLA), monthly benefits have gone up across the board.
Here’s a breakdown of the new payment amounts, according to the Social Security Administration (SSA).
New Social Security Benefit Amounts in 2025
1. Retired Workers
- All retirees: $1,976 (up from $1,927)
- Married couples (both receiving benefits): $3,089 (up from $3,014)
- Elderly widows/widowers: $1,832 (up from $1,788)
2. Families & Disability Benefits
- Widowed mother with two children: $3,761 (up from $3,669)
- Disabled worker, spouse & children: $2,826 (up from $2,757)
- All disabled workers: $1,580 (up from $1,542)
3. Supplemental Security Income (SSI)
- Individuals: $967
- Couples: $1,450
- Essential persons (those assisting SSI recipients): $484
Maximum Social Security Benefit by Age
The maximum monthly benefit depends on your retirement age:
- 62 years old: $2,831
- 65 years old: $3,374
- 66 years old: $3,795
- 67 years old: $4,043
- 70 years old or older: $5,108
If you're an SSDI and SSI recipient or you know someone who is, this is worth reading: Disability Benefits in February 2025: SSDI and SSI Payment Schedule
What This Means for You?
This COLA increase helps offset inflation, ensuring beneficiaries maintain their purchasing power.
COLA increased all Social Security payments by 2.5% in 2025, but this affects both average and maximum benefits differently.
To know more about what most people receive based on their work history and age, refer to this article: Social Security: February 2025 Payment Dates for Retirees
If you receive Social Security, check your updated payment amount through your My Social Security account.
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